• chiliedogg@lemmy.world
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    11 hours ago

    My student loans were private, not federal, which actually worked out great when it came to discharging them.

    Defaulting on them fucked my credit for a while, but then it left my credit report after 7 years. And my debt to income ratio was so fucked from them anyway that it really didn’t hurt that bad, and it was okay in 7 years, whereas paying double my rent every month would only cover interest and keep going indefinitely.