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Omg you knocked it out of the park with this one. Everything is such a race to the bottom in this system.
It’s always about competitive undercutting, and what’s the most ruthless cold-blooded calculations one can get away with, and this Type A disease of being obsessed with zero-sum conflict to reveal who’s the absolute best of everything.
“Why can’t we just chill and it’ll get there when it gets there?”
“What?! Look at (for example) China! Do you see them chilling? No! They normalized 12 hour shift burnout before us, this will increase their production 3%, and then undercut us by 12% and steal all our business and we’re screwed! So we need to squeeze our people harder to beat them!”
“…And then they’ll squeeze their people harder…so…?”
“…”
“…”
“This might be a good time to inform you we expect you to train the new overseas team before we’ll surprise ambush-fire your entire department.”
…Repeat the above but for undocumented immigrant labor…then maybe child labor…then probably right back around to slavery again…
“Oh no we all agreed this would be so bad for humanity, but gee, the competition did it and we wanna stay competitive so…”
Man seriously why can’t we all just be doing our own thing lol…
All sound advice, but coming across the extra capital to invest, much less in your 20’s, is a harder prospect than it sounds for most people these days.
I’m not sure if you can get fractionals of SPY or VTI, but $300-500 a paycheck or even a month of money you can’t use on the moment is a hard ask for much of the working class.
It’s less like “Stop the avocado toast and lattés and netflix” and more “If you stopped buying a new graphics card every month you could afford stonks that will be mature when you are elderly.”
Lol like, we aren’t living in luxury and frivolous with our money in the first place, it usually poofs away into food and rent these days. (And gas and the car, if you aren’t in one of VERY few places that are walk and bike friendly.)
But for people who have it. This is a sound strategy. On that note, I have a relative who’s got very few expenses, often broke…and they’re constantly buying new full-priced releases on Steam. This degree of resource mismanagement vexes me so. Lol