I mean they use the data to decide what actions are high risk. Someone tailgating and tapping their brakes constantly is inherently less safe than someone leaving proper distance.

Privacy theft, I get it. An opt out should always be available and easy to use.

If you truly have an issue with insurance deciding what is or isn’t safe there are organizations that can take over that such as ASTM or NFPA.

My girl asks, what if I have a brain worm. I tell her she could run for office.

NPR is on FM too.

Took her far too long to notice.

Just a little more trickle down bro, I promise once we privatize the next utility it will all work.