

no way lol, if anything there’s another hike incoming
SAN FRANCISCO, Oct 14 (Reuters) - The Federal Reserve will probably need to increase short-term interest rates further to rein in too-high inflation, San Francisco Federal Reserve President Mary Daly said on Wednesday, but she signaled there is no need to do so at the US central bank’s October 27-28 meeting.







If you live alone that’s a lot, if you live with 2 or 3 other people that’s regular amount
As a rule of thumb the most energy is used by things that deal with heat, that is heaters and heat pumps/AC, so i’d focus on efficiency of these