• 0 Posts
  • 10 Comments
Joined 1 year ago
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Cake day: July 2nd, 2023

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  • Family first! I thank you for what you’ve done for reddit and sync for lemmy. The app still works great for me. I hope you find happiness in your work and I accept whatever decision you make to continue this at whatever pace suits you. It’s been really fun watching your efforts and enjoying the fruits of your labor over the last decade.



  • My bet is that Dawson was younger and interested in a better app. Probably in college or right out. He had plenty of time and wasn’t making a lot of money. He’s maybe got a wife and kids now. I’m sure he makes really good money at a real job too. The side hustle is something he remembers being fun but now it’s a crappy low paying contract gig. Now it’s a side hustle with diminishing returns.

    The best thing he could do is just admit he doesn’t want to do it anymore. Maybe he’s not ready to do that though. Definitely the passion isn’t there anymore, but the nostalgia is still there.


  • My wife worked for FedEx. I worked for UPS. Several of our friends have worked for one or the other. Several we know do or have worked for USPS. The only carrier we’re missing is DHL. We can all confirm there’s plenty of shenanigans, random pilferage, and organized theft to go around for everyone. They all hire anyone with a pulse as temp workers. It always surprises me when people think one is really better than another. Maybe that’s true for your home’s route, but not on the whole.




  • The stock market should not exist. Investing in companies is fine, but we shouldn’t be able to buy our sell investment shares like a commodity.

    All subsidies should not exist. They only alter the supply/demand in unnecessary and damaging ways. This must come with ending commodities trading like stock market investing.




  • The specific rule you point out is stupid but easy to hack. Your score didn’t go down because they lost the interest you’d have paid. When you pay off a secured debt, the loaned amount is deducted from your total credit potential, which increases your utilized credit percentage. The hack is to open a line of credit against the secured asset before it’s paid off or another line of unsecured credit. Your credit utilization will drop, thus increasing your score.

    My score is over 800 and has been for over a decade. I have like 12 credit cards but only use 2 and pay them off every month… Costco for the store and gas and a high cash back card for everything else. The others I keep open with 1 small purchase each year. Every store wants you to have one, so they’re easy to get. I have added and paid off multiple small to medium (10-60k) secured loans over the years and my score only fluctuates a little for a few weeks then goes back because my total credit with the dozen credit cards is so large.