I’m moving to Europe.

Immediately invest a million into China directly for Chinese citizenship, then 4 million via wealth management companies so I and my children can live off of dividends for the rest of time in China.

Even 1% dividend monthly on 4 mil is $40,000 a month.

5 Million? O.K. let’s roll.

60K for university education, should be plenty.

40K go to paying various bills for friends and family

100K for various charities

1.8M go to building a non-profit high tech eco commune in Argentina or a similarly climatically stable place with features inspired by FM 2030’s book Upwingers in regards to future living

300K go to anti-militarist causes

500K go to various vegan groups

200K go to building school projects in developing regions

1M are invested into a photovoltaic power station from which I will extract a $6000 rent p.a. max with the rest of the proceeds going to a fund for disabled people and disadvantaged youths

Last million:

100K for travels

100K for a communal homelab that provides hosting for FLOSS and anti-conservative politics

200K for hackspaces

250K for unions, they better have some conviction though

350K for cruelty free research on rare diseases

No I didn’t.

I’d buy a mountain and build a nature retreat so friends and family could visit. I’d probably only spend a million or two on it, after the land and off grid infrastructure I’d build it myself, making cabins and gazebos over time. I’d curate the land to be full of fruit bearing trees and make animal friends

Then I’d make more friends and invite people to stay. I’d look for damaged people and offer them a refuge from the world for as long as they want

I’d probably buy a significant amount of silver, yuan, and euros as insurance. The rest I’d hand over to a financial advisor after taking time to find someone I can trust, then I’d try to never think about money again

I’d spend most of my time enjoying a life surrounded by nature and friends who are free to live without worries. Travel occasionally to meet new friends and see more of the world, but mostly I’d just be happy to live freely

Exchange it for Euros

Pay my mortgage and invest

Firstly pay tax. Then donate atleast 30% of remaining amount. Then put remaining amount in mutual funds which can generate better alpha and do work that I enjoy or like and retire when I feel like

If the US had universal healthcare then I’d already retire. As is, $5m isn’t safe to retire with health issues/needs

I would buy a brick house on top of a forested hill. My nearest neighbor would be a 20-minute drive away.

I would work on my magnum opus of tabletop rpg rules, which I would convert into a video game.

I would commission art and fund the construction of shrines to the four tezcatlipocas.

Fund owl habitat preservation.

Retire. Don’t like my job. Tech is circling the drain.

Other people posted some details but essentially if you’re not an idiot you can park that in safe investments and live a happy life.

I get so frustrated when I read about people who like win a few million, blow it on like stupid cars and houses, and end up poor again. Just don’t do that.

I would purchase 3 to 5 homes in the US.

Share it with the first person who replied to such a question

Use the “4% Rule”, this would be an inflation adjusted $200K per year every year (more or less, the “4% Rule” is more of a great observation than a rule).

I would live on a third, give a third to my family, and a third to local organizations.