I don’t really carry cash, but whenever someone asks for any I offer to buy them a meal, or a train ticket or something like that. More often than not I get responses of “really” and I say “yeah! I don’t carry cash but I’m happy to help”. I also got the like monthly transit pass for my city because it’s worth it for me already, and it gives me extra taps I can give out. I’ve got a few people that I’ve helped out multiple times. One person in particular I ended up chatting with for a while and I think was super happy to have the company for an hour or so. I’ve even gotten cash for a few people because it really is so useful. Like folks don’t have IDs and bank accounts. They rely on cash a lot. Our transit system’s cards are also debit cards which is pretty cool. Local mutual aid funds are awesome, but often rely on knowing about them, or just baseline having access to them. There’s so much stigma around helping homeless folk, and giving them cash in particular. Such bs